Meet Mario · Citywide Lending
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What are you looking to do?
Pick the closest — we'll sharpen it on the call.
Have you found what you're after?
No problem either way — it just helps me point you in the right direction.
Nice to meet you — your details
So I can send your plan and confirm the time.
How did you hear about me?
Optional — helps me know what's working.
How would you like to meet?
Whatever's easiest for you.
Perfect — let's find a time
Taking you to my live diary now, with your details already filled in. Pick any spot that suits and it's locked in instantly.
One moment while I open the calendar. If it doesn't appear on its own, tap the button below.

You're booked in.

Brilliant. I've locked in your time and you'll get a confirmation by email and text. I'm looking forward to it — come as you are, no prep needed.

— Mario, Citywide Lending

Citywide Lending - Mario Ranieri Credit Representative 560460

Your loan, structured
properly.

Sydney broker. 30+ lenders. Straight answers in fifteen minutes.

Structure before rate Straight answers 30+ lenders, one broker in your corner
Mario Ranieri, mortgage broker
✎

Book my session

15 minutes. No obligation. Real answers.

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Get my guide

Four straight-talking guides. Pick yours.

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Built properly, like everything else

The builder's mindset

Before I structured loans, I built homes. That teaches you things a banking career never will: measure twice, pour once, and never hide a defect behind paint. Citywide Lending runs the same way: over 30 lenders on the panel, structure before rate, and straight answers even when they're not the easy ones. Your loan is a build. We do it properly, once.

Good questions

Before you book

What does a broker cost me?

Nothing. Citywide Lending is paid by the lender when your loan settles, so the chat and the work behind it come at no cost to you.

Will a chat affect my credit score?

No. A conversation is not an application. Your credit file is only touched later, with your say-so, if and when you apply.

Do I have to change banks?

Only if the numbers say it is worth it. Sometimes the right answer is staying exactly where you are, and you will hear that straight.

How long until I get answers?

Usually the same week. Most people leave the first chat with a clear picture of where they stand.

Mario Ranieri Citywide Lending Credit Representative 560460
Level 1, 85 The Grand Parade, Brighton-Le-Sands NSW 2216
ABN 15 675 058 358  •  Australian Credit Licence 393831
FBAA member member

Mario Ranieri is a Credit Representative (560460) of Citywide Lending Pty Ltd, Australian Credit Licence 393831.

The information provided on this website is for general education purposes only and is not intended to constitute specialist or personal advice.

© 2026 Mario Ranieri Citywide Lending

Free guides

Straight talk, no fluff

Refinance & Rise cover

Refinance & Rise

What refinancing can actually do for you, minus the jargon.

The Property Investor's Guide cover

The Property Investor's Guide

Structure, equity and lending strategy for your next purchase.

The First Home Buyer's Practical Guide cover

The First Home Buyer's Practical Guide

Deposit, grants, pre-approval: the whole path, simplified.

The SMSF Property Guide cover

The SMSF Property Guide

Buying property inside super, explained properly.

Not sure which one?

Fifteen minutes with Mario beats any PDF.

Book my session

General information only, not credit advice.

Real results

What proper structure can do

IN PROGRESS

An SMSF fund refinance in motion right now, the fund's lending restructured to stop money leaking out of the members' retirement savings.

They were told to sell an investment to buy their own home. The right structure kept both investments, and bought the owner-occupied as well.

Blocked from buying again by the way their lending was set up. Restructured properly, they bought a block of land. The duplex is being built now.

Every file is different. See what's possible for you.

Book my session

General information only, not credit advice. Outcomes depend on individual circumstances.

Mario Ranieri Citywide Lending Credit Representative 560460
Level 1, 85 The Grand Parade, Brighton-Le-Sands NSW 2216
ABN 15 675 058 358  •  Australian Credit Licence 393831
FBAA member member

Mario Ranieri is a Credit Representative (560460) of Citywide Lending Pty Ltd, Australian Credit Licence 393831.

The information provided on this website is for general education purposes only and is not intended to constitute specialist or personal advice.

© 2026 Mario Ranieri Citywide Lending